Global Merchant Service, LLC ("Global Merchant") is committed to safeguarding the privacy and security of the information we collect. This statement explains the policies we follow with respect to the handling of customer information collected by Global Merchant Service, LLC
Commitment to Privacy and Security
Global Merchant, LLC and its operating entities Global Merchant, LLC (collectively, "Global Merchant") are committed to safeguarding the privacy and security of the information we collect. This statement explains the policies we follow with respect to the handling of customer information collected by Global Merchant.
Information We Collect
Global Merchant's customers ("Merchants") are businesses and other legal entities desiring to accept credit or debit cards or other payment methods, as payment for goods or services. Global Merchant does not have direct relationships with, or collect information directly from, individual consumers other than in their capacity as owners or operators of a commercial enterprise. Global Merchant does not provide services for consumer, personal, family or household purposes. The information we receive and collect is strictly related to our business customers and the payment transactions that we assist them in executing, as well as from prospective or potential business customers who may be interested in learning more about our services. The transaction information we receive from our Merchants may include personal financial information about their customers (e.g., credit or debit card account numbers) who may be individual consumers. Global Merchant understands that such information is sensitive and takes appropriate steps to protect the confidentiality and security of all information collected by Global Merchant in accordance with this Privacy Statement.
Use and Disclosure of Information
Use and disclosure of the information collected by Global Merchant varies based on the information source and type, as set forth below:
Protection of Cardholder and Customer Data
Global Merchant has implemented various measures, including appropriate administrative, technical and physical safeguards, designed to ensure the security and confidentiality of cardholder and customer data, protect against anticipated threats or hazards to the security or integrity of such information, and protect against unauthorized access to or use of such information. Such measures may include, among others, encryption, physical access security and other appropriate technologies. Global Merchant continually reviews and enhances its security systems, as necessary. Global Merchant is subject to the detailed rules and regulations of the various credit and debit card organizations and networks (i.e. VISA, MasterCard, American Express, NYCE, Star, etc.), relating to the security and safeguarding of cardholder information, including the Payment Card Industry Data Security Standards ("PCI"), VISA U.S.A.'s Cardholder Information Security Program ("CISP") and MasterCard International's Site Data Protection Program ("SDP"). Global Merchant endeavors to comply with all such rules at all times. Pursuant to such rules and regulations, Global Merchant is required to undergo periodic third-party assessments and periodic network scans to ensure that, among other things, Global Merchant has installed and maintains a firewall configuration to protect data; does not use vendor-supplied defaults for system passwords and other security parameters; protects stored data; encrypts transmission of cardholder data and sensitive information across public networks; uses and regularly updates anti-virus software; develops and maintains secure systems and applications; restricts access to data to those with a business need-to-know; tracks and monitors all access to network resources and cardholder data; regularly tests security systems and processes; assigns a unique ID to each person with computer access; restricts physical access to cardholder data; and maintains a policy that addresses information security. Additional information regarding the requirements of VISA's CISP and Mastercard's Site Data Protection program (SDP) can be found on the VISA USA and MasterCard International Web sites.
Responsibility of Merchants
Merchants are also required to comply with various rules and regulations of the various credit and debit card organizations and networks relating to the security and safeguarding cardholder information, including PCI, CISP and SDP. Merchants may be required to undergo periodic third-party data security assessments and periodic network scans to ensure that appropriate security measures are in place.
Additional Internet Privacy Policies
Third-Party Web Sites. Global Merchant may create links to third-party Web sites. In addition, Global Merchant may authorize third-parties to create links to Global Merchant websites. Global Merchant is not responsible for the content or privacy practices employed by third-party Web sites. Neither does Global Merchant control or warrant the utility, merchantability or workmanship of the products or services offered at third-party Web sites.
These tracking pixels (also known as action tags, web beacons, or transparent GIF files) and other similar tracking technologies may be used to collect and store information about user visits, such as the user's anonymous cookie ID, page visits and duration, and the specific ad or link(s) that the user clicked on to visit the site. No personally identifiable information is stored on these cookies or web pixels. This user activity information is reported to us in aggregate and is anonymous. We use this information in aggregate to understand, for example, the effectiveness of our advertising and marketing.
Children. Global Merchant does not solicit or knowingly accept information from persons under the age of eighteen (18). Our web sites are not designed with the intent to attract or encourage viewing by children.
If you have a question or comment regarding this Privacy Statement, please contact:
Global Merchant Service, LLC
Chief Compliance Officer
219-46 93rd Avenue Suite 4C
Queens Village, NY 11428
(Last modified March 15th, 2008)